What is a Prepaid Card?

A prepaidMasterCard is not a credit card - so there is no credit check, even if you have poor credit history you can still get a card. When you use your prepaid MasterCard, you are spending money you have a already topped up into your MasterCard account, meaning all your purchases are prepaid.

The card is a payment card that works like a pay as you go phone - you need to put money on to it before you can use it. When you use a debit card, you are using money linked to a bank account and when you use a credit card you buy now and pay later.

With prepaid cards you only spend the money you have in your account.